Facebook Libra is facing a lot of headwind these days as the company lost 4 of its founding members this week before its cryptocurrency charter could even be signed. VISA, Mastercard, E-bay, and Stripe all bowed out due to governmental and regulatory pressure. They left the path to rejoining later on open but said they had their own projects that they needed to work on for now. I do not expect Libra to launch in 2020, but I do expect the regulatory fires to die down soon and Libra will eventually launch.