Santander Bank, a $80 billion banking giant, has integrated Ripplenet into its OnePay FX mobile app and will use it to handle cross-border payments. Santander says that it is using Ripplenet because the transactions are much faster and cheaper to process via Ripplenet. This does not mean Ripplenet will automatically handle $80 billion of money from Santander, only a small part of that is sent each day via cross-border payments but it still may represent a significant volume for Ripplenet. This may get other banks to quickly do the same if the money savings are really that great as they may lose out to competition if they don’t. If there is a rush to adopt blockchain into banking than the use of cryptocurrencies will skyrocket which may finally bring it mainstream.